PM Awas Yojana Urban (PMAY-U 2.0) [Home Subsidy]

💰 Benefits

✅ Who Can Apply?

• Must not own a pucca house anywhere in India.
• Income criteria: EWS (<₹3L), LIG (₹3-6L), MIG (₹6-18L).
• Valid Aadhaar Card.

📝 How to Apply?

1. 1Step 1: Apply online at pmaymis.gov.in or visit a CSC.
2. 2Step 2: For Loan Subsidy: Apply for a home loan at a bank and ask for PMAY subsidy.
3. 3Step 3: Bank claims subsidy and reduces your loan amount.
4. 4Step 4: For BLC: Money comes to your account in installments.